This is an expensive loan; of course, but the customer service is excellent and the reps are extremely professional, yet pleasant and personable. Review the website and you'll agree there aren't hidden fees. The reps are "very up front" and knowledgeable. Totally satisfied with my experience so far. Just saying. One of the BEST lenders, period.
I have had many tribal loans from many different tribal lenders. Many of them are little more than professional loan sharks. Spotloan gives you a clear payment schedule with a clear payoff date upfront.
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00 upfront for a some paper and a CD for you to settle your debt on your own. They are never available when you call them.
The fees they charge are outrageous DO NOT USE THIS COMPANY!. I received a notice of a loan (?). First from Progressive Financial and now more recently from EOS CCA. I asked both of these companies for verification of the loans, original creditor, and any payment options. Neither of these companies has bothered to respond to my requests.