To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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These people have all my information. I have reported this incident to the FTC, Attorney General and plan to report it to BBB. They called me from area code 530 714. I have been receiving these calls for the past couple of days at my job.
This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the legal department for US Cash advance.
he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not provide that information. Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan.
And also your name is Charles Smith with a heavy indian accent?.
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